Provided you meet all of the affordability requirements, and your lender allows you to do so, you can borrow a bit extra on your mortgage to cover stamp duty costs.

Buy-to-let mortgages are mortgages that are taken out for properties that you’re planning to buy and then rent out to tenants rather than living in them yourself. 

If you’re buying your first home, you will most likely hear the term ‘mortgage deed’ pop up a few times. It’s normal for you not to understand what this means off the bat; after all, there’s only so much you can take in at once.  However, if there’s anything you need to understand, it’s what a mortgage deed is. When you go through the mortgage application process, you will need to sign a legally binding contract to secure a mortgage against your assets.  Today, GMS Ltd will w

At GMS Ltd, we’ve gone through the whole mortgage process more times than we can count. Today, we’ll walk through it with you, so you feel confident going into your first consultation with a mortgage broker.