Buy-to-Let Mortgages Liverpool

  • Portfolio & Ltd Company BTL
  • Expert Local Market Insight

We compare products from high-street lenders and specialist BTL providers to find the finance that fits your specific portfolio strategy

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Get Buy to Let Mortgage Advice from the Experts?

A Buy to Let mortgage is a mortgage specifically used on a property that is due to be let out to somebody else. You can arrange a buy-to-let mortgage either in your name or via a Ltd company, which potentially creates tax benefits if you are a higher-rate taxpayer.
Things to Consider:

  • You are not allowed to live in a property you own with a buy-to-let mortgage on it.

  • Only with very specialist products can you rent to a family member on a buy-to-let mortgage.

  • Both the rental income and valuation will be considered by a lender when deciding on whether to grant a mortgage on a buy-to-let property.

  • You will be potentially be liable for tax on the rental income generated from the property.

  • You will typically need a larger deposit for a buy-to-let than a regular residential purchase. 

  • If you own 4 or more properties, you will potentially be classed as a portfolio landlord, which involves further checks from the lender.

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Buy-to-let Mortgages

We compare hundreds of Buy-to-Let products from high-street banks and specialist ‘broker-only’ lenders to find the one that fits your portfolio goals and maximises your monthly profit.

Have a Question About Buy-to-Let Mortgages?

Speak directly to a specialist and get clear, straightforward advice. Evening appointments available to fit around you.
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​Benefits of Using J&M Green Mortgage Services:

  • We have experience from completing over a thousand buy to let mortgages since our company inception, and have lots of landlords we assist with their buy to let properties and portfolios so our experience is second to none.

  • There are many different variations on how rental income is assessed by lenders, so we will help you navigate all the options to find the best way to arrange your mortgage to meet your objectives.

  • We will provide figures for both personal and Ltd company buy to let mortgages so you can discuss both options with your accountant to see which would be more beneficial for your tax liability.

  • We will help you create a portfolio spreadsheet with all of the details of your buy to let properties so you have all the info to hand can easily manage your properties.

  • We don’t charge any fees for initial consultations and product transfers, even though certain lenders only allow product transfers through brokers.

  • We will provide you with interest only and repayment quotations and provide overpayment figures for you to plan you buy let repayment strategy.

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What Our Clients Say

Don’t just take our word for it – here’s what real clients have said about their experience with us.