Mortgage Calculator

At GMS Ltd., we understand how difficult and overwhelming the mortgage application process can be.

To get you started on the right foot, we’ve created our own mortgage calculator tool to help you understand how much you can afford to borrow.

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How Much Can I Borrow Mortgage Calculator

Our calculator considers the number of applicants and each person’s annual income (yearly income before tax) to generate an estimated borrowing amount based on your financial situation.

It’s important to note that a number of factors, including credit history, lender criteria, deposit size, etc., also determine mortgage offers, so this amount is subject to a number of factors. This tool simply gives you an insight into your borrowing capacity before engaging with lenders or mortgage brokers.

For more personalised guidance, consult with a professional mortgage broker at J & M Green Mortgage Services Ltd. Visit our contact page to send an inquiry or schedule an appointment.

£50,000£1,000,000
5 years40 years
1%10%
Estimated Monthly Payment
£ 1,112
£200,000 over 25 years at 4.5%
This is an indicative estimate only. Actual rates will depend on your circumstances, credit history and the lender’s assessment.
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Independent Advice. Better Outcomes.

We’re not tied to any one lender, so our advice is always truly independent and focused on what’s best for you.

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Ready to secure your mortgage? Contact our specialists for a free consultation and discover how we can help you achieve your property goals.
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