First Time Buyer Mortgages Liverpool
Where to Begin?
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Buying your first home can feel like a daunting experience, but it needn’t be! We are here to support our First Time Buyers from start to finish as we are with all our clients, but we go the extra mile for those who need additional support and advice. You can reach us 24/7 and there are no silly questions, don’t worry, you will be an expert when we are done with you!
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Things to Consider:
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How much deposit do you need?
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Have you checked your credit profile?
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How much is your monthly budget?
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What type of property do you want?
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How will your income be assessed?
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How much can you borrow?
​Benefits of Using J&M Green Mortgage Services:
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Extended appointments at no extra cost, where extra detail at a slower pace is required
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We will give you guidance on your credit score and credit profile and show you how to improve it where necessary
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Walkthrough and assistance with the whole house purchasing process and beyond, not just the mortgage process
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Breakdown of all fees that may be payable, what they are for and when you need to pay them
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Help researching properties and assessing their suitability and market value / listing price
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Advice on gifted deposits from family and friends
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Bespoke mortgage and insurance advice for your personal needs, circumstances and goals
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Liaising with estate agents including negotiating and submitting offers
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Guidance and advice on the different types of surveyor’s reports and help interpreting them and potentially renegotiating your purchase price
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Liaising with solicitors and assisting with legal paperwork and processing
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Advice on First Time Buyer & Government schemes such as Shared Ownership, First Homes and Deposit Unlock
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Access to products potentially not available on the high street or with other brokers
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Potential savings on monthly mortgage costs, mortgage set up fees, surveyor fees, house purchase price, surveyor fees, solicitor fees, insurance premiums
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24/7 support from your dedicated broker within our specialist team of experienced advisers